Home Loan Support for Melbourne's Nepali Community
Navigating the Australian mortgage process is easier with a broker who explains every step in plain language — English and Nepali.
अस्ट्रेलियामा घर किन्ने प्रक्रिया अब सजिलो छ।
How Capkon helps Nepali-speaking clients
From your first conversation to settlement, we make the Australian mortgage process clear and stress-free.
Buying your first home
We explain deposits, grants and borrowing capacity so you understand exactly what's possible.
Documentation & pre-approval
We guide you through the paperwork lenders need and secure pre-approval before you start house hunting.
Comparing lender options
We compare suitable lenders across our panel and explain the differences in plain language.
Australian mortgage terminology, explained
Common terms you'll hear during your home loan journey, with Nepali references.
Borrowing capacity (ऋण क्षमता)
How much a lender may let you borrow based on your income and expenses.
Deposit (डिपोजिट)
The upfront amount you contribute toward the property purchase price.
Pre-approval (प्रि-अप्रुभल)
A lender's conditional indication of how much you can borrow before you find a property.
Lenders Mortgage Insurance (LMI) (लेन्डर्स मर्गेज इन्स्योरेन्स)
Insurance that protects the lender when your deposit is below 20%.
Stamp duty (स्ट्याम्प ड्युटी)
A state government charge applied to property transfers.
Settlement (सेटलमेन्ट)
The final step where the property officially changes hands.
Government schemes, lender policies and eligibility criteria can change. We'll confirm your individual circumstances during your consultation.
Explore your options
Whether you're buying your first home, refinancing or investing, we can help.
Ready to buy?
Let's find out exactly what you can afford. Fill out the form and our expert brokers will contact you within 24 hours.
Free Assessment
No obligations, no hidden fees.
Bilingual Support
We speak English and Nepali.
